Learn more about the fundamentals of wealth-planning and financial management.

ARTICLES

Our articles are written to provide insight and perspective to assist in financial decision making.

Wealth-Planning Perspective

The Serial Investor

Ali Nasser and Geordie Hrdlicka, March 8, 2013

We have all met people that love to spend, and in some cases, may even have an addiction to spending. But what about the serial investor,...

Why Is My Portfolio Not Beating the S&P 500 This Year?

Ali Nasser and Geordie Hrdlicka, August 6, 2013

Since the market crash of 2008, stocks and bonds have rebounded tremendously. Most portfolios that held both U.S and International...

How to Protect Yourself against the Next Bernie Madoff

Ali Nasser and Geordie Hrdlicka, May 1, 2013

A recent article on KPRC references a Houston couple who filed a lawsuit against their financial advisor after losing their retirement and life savings.

Giving from the Heart

Ali Nasser and Geordie Hrdlicka, June 5, 2015

Isn’t it fascinating how the importance of possessions and status diminish as we mature? Each decade of your life enlightens you that there is more to life than “what’s in it for me” or how much you own.

Should You Sell Your Life Insurance Policy?

Ali Nasser and Geordie Hrdlicka, July 5, 2013

2013 brought several changes to the tax law. One of the most notable was maintaining the temporary estate tax exemption of $5,000,000 per person.

Perception vs Reality Plummeting over the Fiscal Cliff

Ali Nasser and Geordie Hrdlicka, April 1, 2013

We survived. No one slid over the “cliff” and perished as implied by the words which created mass media panic.

I Just Need a Quick, Easy Answer…

Ali Nasser and Geordie Hrdlicka, October 10, 2013

…the client email query reads in an almost quietly desperate tone anticipating that there really isn’t one. The email may contain a straight forward question such as...

Planning for Adventure

Ali Nasser and Geordie Hrdlicka, February 8, 2013

Nothing says “I love you” more than announcing to your spouse, “Darling, I think it’s time we created a financial plan.” These words rank right up there...

Beyond Our Control

Ali Nasser and Geordie Hrdlicka, December 14, 2012

The holiday season brings joy to some and stress to others. A psychological shift occurs during the last few months...

How to Grade Your Financial Advisor?

Ali Nasser and Geordie Hrdlicka, November 19, 2012

A client recently posed an interesting question, “How do I grade your performance as my advisor?” ...

To Retire or Not to Retire, That Is the Question...

Ali Nasser and Geordie Hrdlicka, October 26, 2012

In preparation for retirement, there are a variety of aspects that you must consider: Will your assets provide sufficient income for life?

Lost Money

Ali Nasser and Geordie Hrdlicka, September 21, 2012

Do you write checks each year to any charities? If so, you might be losing money to the IRS.

Forced to Hire Nurse Ratched

Ali Nasser and Geordie Hrdlicka, August 1, 2012

Jack Nicholson’s character did not have a choice in the movie One Flew Over the Cuckoo’s Nest...

1+1 Doesn’t Equal 2! Protecting the Value of Your Portfolio

Ali Nasser and Geordie Hrdlicka, July 9, 2012

In the world of investing, the numbers can sometimes lie. Let’s say you have a portfolio of stocks with an initial value of $1,000,000.

College Fund 529 Plan Are you the Ant or the Grasshopper?

Ali Nasser and Geordie Hrdlicka, June 18, 2012

Do you remember the fable? The ant toils in summer saving food while the grasshopper plays.

2012 The Greatest Opportunity for Your Estate Plan

Ali Nasser and Geordie Hrdlicka, May 14, 2012

For many high-net-worth individuals, the sleeping giant of taxes is the estate tax.

The Name's Bond, James Bond...

Ali Nasser and Geordie Hrdlicka, March 16, 2012

As tax day approaches there is usually one thing on everyone’s mind: “How can I get the most deductions and pay as little as possible.”

A Tax-Effective Retirement Plan The Dangers of Tax Deductions

Ali Nasser and Geordie Hrdlicka, March 16, 2012

As tax day approaches there is usually one thing on everyone’s mind: “How can I get the most deductions and pay as little as possible.”

Creating Your Ideal Retirement

Ali Nasser and Geordie Hrdlicka, February 15, 2012

Some people plan for retirement following thoughtfully planned steps to achieve their goals,...

A Great Start to 2012

Ali Nasser and Geordie Hrdlicka, December 28, 2011

Imagine what it would feel like to finish 2012 with a checkmark next to each of your goals. Here is a simple guide to help you make that possible.

Deadline Driven Goals

Ali Nasser and Geordie Hrdlicka

As we begin the New Year, we take time to reflect over the past and establish goals for the future.

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AltruVista is credentialed by the Certified Financial Planner Board of Standards, Inc., the recognized standard of excellence for competent and ethical personal financial planning.